Terms & Conditions

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As of July  11, 2024

You agree to all terms and conditions stated in these Terms of Use by using SafeGard Financial.com in any way. These Terms of usage only cover your usage of SafeGard Financial.com; they have no bearing on any other contracts or agreements you may have with SafeGard Financial.
Without giving you any previous notice, SafeGard Financial retains the right, in its sole discretion, to alter or amend these Terms of Use at any time. Once any modifications to the Terms of Use are posted, your continuing use of SafeGard Financial.com means that you agree to those changes.

Please refrain from using this website and do not send emails to if you decide at any point that you do not agree to our terms of usage.

Before using SafeGard Financial.com or the SafeGard Financial Mobile App, please carefully read these terms of use.

The terms and conditions below, referred to as the "Terms," apply to your use and access of the SafeGard Financial Insurance Group® or SafeGard Financial® web site (the "Web Site") and mobile app (the "Mobile App"), together known as the "Sites." These sites are run by and on behalf of these entities (collectively, "SafeGard Financial," "we," "us," or "our"). The term "Mobile App" refers to the software that we make available on Apple iOS and Android OS devices to deliver services relating to our products and services, as well as any updates that may be made from time to time, and any other software or documentation that makes the Mobile App usable.

As long as you keep any copyright or other proprietary notices intact, you are welcome to view, use, copy, and download content from the Sites for your personal, non-commercial use. Other than with our express prior written permission, you are not permitted to store, modify, reproduce, transmit, distribute, repost, publicly display, or use any content on the Sites or their layout, design, or individual sections, or to frame any part of the Sites within another website. You may not: (a) disable any licensing or control features of the Sites; (b) decompile, reverse engineer, disassemble, alter, or create derivative works based upon the Sites or any part thereof; (c) introduce into the Sites

Your buying information will be mailed to your email address. You have to create an account on our site to download any of our products. There are some reasons that your payment is not completed, and after that, we need to investigate and process the download info manually. So, delays can be as long as 1 hour to 48 hours based on the situation and extent of investigation required after a fraud alert has been activated.

You acknowledge that we reserve the right to amend, suspend, or restrict your use of the Sites at any time, for any reason, and without prior notice. We may also make modifications to the goods and/or services that are described on the Sites.
We respect your right to privacy. The Sites' usage is controlled by the relevant Privacy Policies we have. To review our privacy policies, kindly visit our privacy center.

Qualifications for Insurance: Services and Products
Not every region of the United States offers every product or service that is listed on the Sites. It's possible that you won't be qualified for every insurance plan or service offered on the websites. At our sole discretion, we reserve the right to decide who is eligible for these products or services.

No Expert Guidance

Modifications

You can modify any of our products based on your needs/demands. But please remember that before modifying, check the documentation and tell us in the comment or support section if there is an easier and better way to make what you want.

Unauthorized Usage

You should not use the Sabana products for any unauthorized purpose in the use of the service, violate any laws in your jurisdiction (including but not limited to copyright laws), as well as the laws of the European Union and International law. Using our themes/templates/plugins is forbidden on websites that civilize violence, pornography, incivility content, or piracy links.

We reserve the right to block your user account instantly if we notice any improper usage.

If you signed up on the Sabana.com website, you are liable for maintaining the safety of that, and you are fully responsible for all activities that happen under your account or any other operations that have taken from that. You must notify us without delay for any disallowed uses of your account.

Licensing and Usage

Our items are licensed under the GNU General Public License v2.0.

Help/Support

Once you have downloaded our product, you may contact us for help/support via comment or by sending a message from the item support zone, and we will do our best to review and fix your bug. We will try to provide a solution via comment, support ticket, or email. After that, we will update the core product. Themes, templates, and plugin support is offered to customers via comment, email, or support ticket.

If your support demands extra product modification, you must hire an expert.

Proprietary

You may not claim intellectual or monopolistic ownership of any of our products, modified or not. All products are the belongings of Sabana. Our products are provided without any warranty, either published or not. In no case shall our legal person be responsible for any damages including, but not restricted to, direct, indirect, particular, incidental damages arising out of the use of our products.

The above announcement is not authentic for those products which are released under the license of GNU/GPL (GNU GENERAL PUBLIC LICENSE). For more information about this license, please visit the GNU page.

Anti- juggle

However, our customer purchases can be pending for a manual anti-cheat checkup to review the payment system. You will receive an elaborate email about your payment. An anti-cheat check happens due to the progressive number of deceptive transactions from individuals who are not genuine cardholders of the credit cards used during purchases. The customer account can be ceased for a manual anti-cheat check for 24 hours. Also, it can be ceased for a longer term for more investigations.

Price Changes

Sabana reserves the right at any time and from time to time to change or discard, provisionally or permanently, any product with or without prior notice.

Warranty

Sabana products are provided “as is” without any warranty, either published or not. Each of the Sabana products is guaranteed to function correctly upon appropriate installation, activation, and options configuration of the product in the latest technologies stable versions to which theme/template/plugin was dedicated. Sabana cannot give guarantee compatibility with any 3rd party plugin – as there are too many plugins to support. Please ensure that the browsers you use will work with the themes/templates/plugins, as we guarantee that the Sabana themes/templates/plugins will work with all browser combinations.

We are not licensed to provide stock images and particular true-type fonts that might be used on any or all of the provided products. These require you to own or purchase from their respective owners. The images/videos we show in the demo versions of products are for demonstration motives, and you are not allowed to use them on production sites.

All members have access to the comments. Sabana does not commit to monitoring the comments, but we reserve the right to respond and answer the questions.

We reserve the right to change and modify terms and conditions at any time without any prior notice.